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Tuesday, February 5, 2013

Money Savings Tips-How to Start Saving Money with Direct Debit Banking

Direct debit banking is a convenient and relatively inexpensive tool that many people use to make their bill payments and deposits to several other savings accounts. Many banks offer direct debit banking.
Direct debit banking requires you to leave instructions with your bank to make a regular payment of a fixed sum to a designated account.
You can only make use of direct debit banking if you already have money in one main account that allows you to set up a direct debit payment to one or more accounts at other organizations.
Salary deductions are even better than direct debit banking because they allow you to make payments for free.
However, some persons would rather not use this option because:
  1. They prefer that their companies not know what their salary is being spent on.
  2. Their companies have a reputation for being tardy with payments to selected accounts. Especially where the required payments are for loans, this can cause interest to increase or late payment fees to be added on to the loan payment.
Where possible, some people send their salary to one main account and then conduct their private business from that account. 

The Smartest Way To Save: Why You Can't hang on to Money and What to Do About It


Persons who live in a country that is different from the one in which they have to pay their bills will face a problem, as it is not usually possible to set up direct debit banking from overseas if your bank does not allow this online.

Advantages of using direct debit banking:  
1)      You save on transportation. Instead of having to drive, or take the train, bus or subway to a certain location to deposit savings, you can have it done automatically.
2)      You save on time by using direct debit banking instead of having to rush out during your lunch time or use time you could have spent preparing for an important presentation or hurrying to meet a deadline.
3)      You take away the temptation of having extra money on hand to spend. Once you send cash away to an account that doesn’t have a debit card, you’ll be less able to use it on impulse buying.
4)      You save on stress. It’s one, or three, or five less things to have to think about doing every month. Many people use direct debit banking to pay their utility bills and insurance payments.
5)      You save on the late payment fees and extra interest you might sometimes have incurred by not remembering to make a payment.

Sunday, February 3, 2013

Good Ways for Kids to Earn Money Fast in the Summer or on the Weekends

It’s summer now and many older kids will be hoping to spend more time on having fun than doing any kind of academic work. Even the kids that have to spend a few weeks in summer school are looking forward to the end of those few weeks.

Summer fun costs money however, and some kids may have gotten summer jobs, to have extra money to spend and save, apart from that given by parents and relatives.

Kids have many skills that they can use to generate cash.

Kids Can Make Money Too: Over 200 Ways to Make Money and How to Make it Grow

Baby Sitting
If your child is responsible enough, he or she may be able to babysit for people in the neighborhood.

Make Sweets
If your child is good at baking, he or she could make a tidy profit baking brownies, making peanut cake, etc and selling them in their neighborhood. Some adults may be willing to assist by carrying some of the product to their workplace and distributing them from there.

Car Washing
Kids may find more opportunities for car washing in the summer. Summer fun is not limited to kids and many adults plan vacations during the summer.

As older people take long trips to the country, or plan on taking trips out of town, having the mode of transportation look spic and span may be higher on their list of priorities.

Young adults wanting to impress their friends will spend more money on keeping their car in tip top shape.

Kids can earn extra money in the summer by trimming hedges, mowing lawns, removing weeds from gardens and even assisting in planting a garden. Kids can even get ongoing business this way.
Some people would like to plant herbs and vegetables but don’t have the time to prepare a raised bed for the plants, or keep weeds under control. Kids can offer this service if they have a green thumb.

Start an Online Business
If your child is tech savvy, and an entrepreneur at heart, they may be able to start a business online. Crisp Thinking, a software business that protects children from pedophiles online, was started by a teen, Adam Hildreth. Adam now has a net worth of almost 4 million dollars.

Saturday, February 2, 2013

Dell Small Business Computers- Save on a Refurbished Computer for Your Small Business

Buying a refurbished computer is a good option for both businesses and homes that need computer access. Computers are expensive and refurbished computers are much cheaper than new computers. Small businesses can save significantly by using refurbished computers.

While some businesses can avoid the use of computers on a regular basis, and may outsource some of their computer needs to companies which provide different services, such as inventory management, this doesn't work for all small businesses. For many companies, at least one computer is essential for efficient functioning of the business.

Windows 7 Professional Installed by a Microsoft Authorized Refurbished Dell Optiplex 745

While there are several motives for buying refurbished computers, all sources for refurbished computers are not created equal. There are increased benefits to buying refurbished computers from the manufacturer.

 More people suggest that buying refurbished Dell computers directly from the Dell Outlet is better and they have good grounds for doing so.

  • Refurbished computers cost less than new computers.
  • Using refurbished computers is environmentally friendly, reducing waste.
  • Refurbished desktop computers which are bought from the Dell Outlet are backed by the same restricted warranty and service as if you bought new computers.
  • Refurbished computers from the Dell Outlet are transported quickly and shipping is free.
If you want a computer, you can meet your small business needs and satisfy your budget by buying a refurbished computer.